Learn what this significant step means for integrated risk assessment in casualty insurance. Read a personal message from Michael Steel and Colin Holmes, General Managers of Moody's Insurance Solutions.

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Collateral defaults will fall in 2025, and expiring non-call periods in outstanding CLOs will provide a continued pipeline of refinancing issuance if CLO spreads remain low.

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State revenue collections will increase in 2025, although not as much as recent years. Modest spending increases, combined with high reserves and sound budgeting, will keep the outlook stable.

Hurricanes and other climate-related events can cause direct damage to people and properties while also causing widespread disruption to economies and communities.

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Learn how Moody’s compliance & third-party risk management capabilities can optimize and automate entity verification, onboarding, monitoring, and more.

Overall CRE credit conditions will shift from unfavorable to neutral as lower interest rates aid credit metrics or at least slow their deterioration. But the office sector will continue to lag.

Asset management investors will likely take on more risk and increase investment flows in 2025, a sign of loosening financial conditions and less election uncertainty.

From ratings, investment research, and lending to balance sheet and portfolio management, we offer reliable, transparent, data-driven solutions, so that you can make informed decisions and navigate risk with confidence.

Corporate and sovereign default rates are decreasing as GDP growth, slowing inflation and monetary easing aid debt management. But EMs face a number of credit risks including potential US tariffs.

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Perspectives on critical dimensions of climate risk covering financial quantification, credit impacts, macroeconomic outlooks, and more.

Harnessing the power held in vast amounts of global data, organizations will be able to adopt a single platform to harmonize an overall picture of risk related to a third-party.

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Stabilization of economic growth, coupled with monetary easing, will support the operating environment for banks in 2025, lessen asset risks for them and help their deposit growth recover.

LBO deal volume will gain traction as declining interest rates ease and improving valuations improve, even as growing leverage, geopolitical uncertainties and other risks continue.

Modest but steady corporate profits and purposeful consumer spending will drive stable conditions in most industries in 2025. But the familiar list of geopolitical flashpoints keeps the mood cautious.

Moody's Outlooks explore what will drive global credit markets in the coming year, analyzing the key themes and credit fundamentals shaping sectors, countries and regions.

Moody’s harnesses our comprehensive insights and expertise to uncover meaning amid uncertainty so that individuals and organizations can thrive.

By acquiring Numerated, we are combining their cutting-edge technology with Moody's credit expertise; creating an industry-leading, end-to-end lending solution.

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Moderate growth and stronger financing conditions support a stable outlook for EMEA nonfinancial companies in 2025. But trade policy uncertainty and persistent geopolitical risks weigh on prospects.

High-yield bond issuers outperform the broader US corporate portfolio, but forward-looking probabilities of default suggest no near-term easing of credit risk.

Whether you’re looking for structured finance expertise or macroeconomic data, our proven, integrated capabilities—covering credit, climate, ESG risk, and more—help you proactively mitigate risk, embrace innovation, and stay agile.

Moody’s examined the state of commercial properties. What was revealed is that post-pandemic work patterns are driving a trend toward better performance in the suburbs, even as downtown cores face rising vacancy rates and plummeting valuations.

Robust GDP growth will underpin earnings in 2025, while easing interest rates support refinancing and funding conditions. Certain sectors will benefit from diversifying supply chains.

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For the third consecutive year, Moody's has secured the #1 overall ranking in the Chartis RiskTech100®, the premiere study of the world's leading providers of risk and compliance technology.

J. J. Keller protects people and the businesses they run. You can trust our expertise across a wide range of subjects relating to labor, transportation, environmental, and worker safety. Our deep knowledge of federal and state agencies is built on a strong foundation of more than 100 editors and consultants and 70+ years of regulatory compliance experience.

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J. J. Keller protects people and the businesses they run. You can trust our expertise across a wide range of subjects relating to labor, transportation, environmental, and worker safety. Our deep knowledge of federal and state agencies is built on a strong foundation of more than 100 editors and consultants and 70+ years of regulatory compliance experience.

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With the upcoming return of the Trump administration and the expectation of increased tariffs on imports, U.S. companies are rethinking their global supply chain strategies. Many are already exploring or executing plans to bring manufacturing closer to North America, a shift that could lead to significant changes in supply chain structures and business operations.

Cargo volume will slowly tick up in 2025 as GDP growth eases along with consumer spending early in the year. Risks include expanded tariffs by the Trump administration and a prolonged labor strike.