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This publication was prepared for environmental, health and safety staff at University of Wisconsin System campuses, to assist in finding resources and information for regulatory compliance. It is not intended to render legal advice.

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Flammable and combustible liquids are primarily regulated at the federal level by OSHA under 29 CFR 1910.106 (general industry) and 29 CFR 1926.152 (construction). The Wisconsin Safety and Professional Services (DSPS) has adopted OSHA’s general industry and construction standards as the rule for public employees in Wisconsin. No modifications or amendments have been adopted to the federal standards cited above. However, two modifications in related areas were adopted under Wisconsin Administrative Code Chapter SPS 332: Public Employee Safety and Health, sections SPS 332.24 and SPS 332.26.

"Kit has really accelerated my daughter's financial capability. The Kit card gives her a sense of financial independence – she’s even offering to go to the shops to pick up items that we need in the house, like the newspapers or groceries."

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"My daughter has absolutely thrived using Kit. She is autistic and naturally gravitates to things that fascinate her, and she has been truly fixated on learning about finances. She used to spend her money straight away, but now makes strategic purchasing decisions."

We measured the impact of Kit on families over time. Our results demonstrate the positive impact Kit is having on kids' financial capability in Australia.

"I like doing jobs because it’s an opportunity to get money, but I’m looking forward to it more because I have my own card."

"My daughter loved seeing her name on the screen and her money and my son loves the little rubbish bin sticker in his widgets."

Australian footballkit2023

"My kids have become a lot more financially independent since using Kit. They proudly earn their own money through chores and babysitting and get paid into their Kit account."

"I found the Learn it side hustle. I didn’t have any money, so I came up with the drinks idea. I asked my dad to be my money lender for supplies and I would give 10% of all profits."

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**CBA New Digital Businesses Pty Ltd (ABN 38 633 072 830), trading as Hey Kit, has been appointed as authorised representative (001296799) of Commonwealth Bank of Australia (ABN 48 123 123 124 AFSL 234945) who is the issuer of the CommBank Youthsaver account. Any advice provided is general only and does not take into account your objectives, financial situation or needs. Please consider the T&Cs, available here, and whether a Youthsaver account is appropriate for you. The target market for CommBank Youthsaver will be found within the product’s Target Market Determination, available here. Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945.

***Subject to eligibility criteria. 5.00% p.a. total variable rate when you make at least one deposit of any amount into your account and grow your balance (excluding interest and transactions initiated by the Bank) each calendar month on balances up to and including $50,000. The total variable rate includes 2.60% p.a. standard variable rate and 2.40% p.a. bonus variable rate when the above eligibility criteria is met. For the portion of the balance over $50,000 and/or if the bonus criteria isn't met, only the standard variable rate will apply. Interest is calculated daily and paid monthly. Rates effective 17 November 2023 but subject to change. The Bank is authorised under the taxation laws to collect a Tax File Number (TFN), an Australian Business Number (ABN) or an exemption code.  It is not an offence if you don’t provide a TFN, an ABN or an exemption code, but by law, we may be required to withhold a portion of your interest earned on the account.

"My one lost his tooth while playing in the local park and wrote a note to the Tooth Fairy with an associated map. He asked for her to pay him into Kit rather in cash."

"With Kit we’re having more conversations around money. Rather than sporadic opportunities, because they’re using it weekly we can have more conversations."

"Activating the card was soooooo easy! My daughter loved the packaging and the stickers. And I love the unique 'beta' number on her card. Such a special touch."

"I just wanted to say, that I am loving using Kit, as are my 10 and 12 year olds. Love the ability to set-up multiple kids. So easy to transfer $ to them."

Rugby teamkit

In addition, the National Fire Protection Association (NFPA) sets consensus codes and standards for flammable and combustible liquids under NFPA 30: Flammable and Combustible Liquids, which are generally enforceable under OSHA and many state and local regulations.

A flammable liquid is defined by NFPA as a liquid whose flash point does not exceed 100°F (37.8°C), when tested by closed‐cup test methods, while a combustible liquid is one whose flash point is 100°F (37.8°C) or higher, also when tested by closed‐cup methods. However, OSHA defines a flammable liquid as any liquid having a flashpoint at or below 199.4°F (93°C), and these liquids are further classified into four categories. Please keep in mind that these are the NFPA and OSHA classifications. Other regulatory schemes define these materials in different ways, so it is important to consider how the material is being used (and therefore which regulation applies) when managing flammable and combustible materials.

Kit is a brand of CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 trading as HEY KIT. CBA New Digital Businesses Pty Ltd is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 (CBA). CBA New Digital Businesses Pty Ltd is not an Authorised Deposit-taking Institution for the purposes of the Banking Act 1959 and its obligations do not represent deposits or other liabilities of Commonwealth Bank of Australia or its subsidiaries and therefore you may be exposed to investment risk including possible delays in repayment and loss of income and principal invested, as relevant. CBA New Digital Businesses Pty Ltd has been appointed as authorised representative (001296799) of Hay Limited (ABN 34 629 037 403 AFSL 515459), who is the issuer of the Kit Account and associated Kit Cards. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Any advice provided is general only and does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. Please also ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) that includes all fee information before making any decision about the product. The Target Market Determination is also available here. Fees and charges may apply. Please visit Important Legal Information to access detailed terms and conditions about this website, our app, the product, our Privacy Policy and other important legal documents.

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The two primary hazards associated with flammable and combustible liquids are explosion and fire. Flammable liquids are particularly hazardous due to their ability to produce vapors. This vapor mixes with air and burns quickly when the flammable liquid is heated to its flashpoint or above and is ignited. While there is a technical distinction between “flammable” and “combustible” liquids, both burn readily and intensively, are explosive under certain conditions, and if not properly contained can spread fire rapidly and uncontrollably. Safe handling and storage of flammable liquids requires the use of appropriate equipment and practices.

At the state level, the safe storage, use and transportation of flammable, combustible and hazardous liquids and the equipment and facilities used to store, transfer and dispense them are regulated by the Wisconsin Department of Agriculture, Trade and Consumer Protection (DATCP) under Wisconsin Administrative Code Chapter ATCP 93.

*CommBank Yello is a customer recognition program offered by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. Eligibility conditions apply, see commbank.com.au/yello for full terms and conditions. Offers may vary at any time. Full T&Cs and details on how to activate the offer at http://heykit.com.au/yello.