Much of the importance of the header information is due to its use when accurately record-keeping and organizing a reference.  It also captures essential, easily overlooked details following an accident, such as the time and exact location.

The narrative and diagram are extremely important to understand. Here, the responding officer will report their interpretation of the events, including faults and dynamics of the accident. This typically covers the cause and severity of the crash.

Why does understanding how to read a police report matter so much, especially for those directly affected by the accident? Well, it’s because of the purposes that the reports serve. Police reports are used to track down involved parties, to aid investigations, to serve as legal evidence, and to be a part of public records. This knowledge is particularly valuable when pursuing legal action or claims, as the details documented in the report can significantly influence the outcome.

Born in Indianapolis and raised outside Zionsville, Indiana, I’m the eldest of three, with a father who transitioned from union carpentry to owning a garage door company, and a devoted stay-at-home mother. I graduated from Pike High School, then earned a B.S. in Business Administration from Indiana University, Bloomington, before attending its School of Law. There, I met my wife, Kathi, and with her support, financed my legal education.

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For example, in South Bend, Indiana, to request an accident report, you will need the report number, the report date, and the driver or owner’s last name. This report can be requested either in person from the SBPD Records Bureau or online.

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Have you recently been involved in an accident and now find yourself faced with the task of reviewing a police report for both insurance and legal purposes? Navigating the complexities of a police report can seem daunting, especially amidst the stress following an accident. In this blog we will break down the process, offering a clear guide on how to read a police report and other information you should know following an accident in Indiana or Michigan.

There are several common police codes found in traffic accident reports. Though we can’t list all of them, here are a few examples:

Identifying and documenting the drivers and witnesses is crucial for insurance and legal claims. This section will likely include the involved drivers’ names, addresses, phone numbers, and license numbers. Drivers’ insurance information will also be reported, which is important to find out if a driver is insured, and if so, how much coverage they have.

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These codes have a direct impact on legal and insurance claims. This is how accidents are defined and are evidence for attorneys and insurance companies when finding fault.

Mistakes and disagreements on police reports happen. Whether it’s factual or transcription errors, or just a dispute, you can propose amendments. If you wish to contest the report, you will want to make sure you have some sort of evidence for the best odds of success.

Understanding your police report is extremely important for you and your claim. They can be complicated, and the whole legal process can be overwhelming, so you would be well recommended to consult with a legal professional for an accurate interpretation and assistance with your case. With Foley & Murphy, you can find award-winning personal injury attorneys in Indiana with over 50 years of experience who are committed to you and your case. Contact us today to schedule a consultation!

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In this section, there will be documentation of any laws broken, such as speeding, and the extent of damage to vehicles and to public property. This information can affect fault determination and drivers’ insurance claims.

South Bend has been my home for the majority of my life, starting from my high school years at St. Joseph High School to my accounting and law degrees from the University of Notre Dame. My career began in accounting, working for Touche Ross in Chicago, but the pull towards law was irresistible. Attending Notre Dame Law School was a transformative experience, leading me back to Chicago to work in insurance defense before finally returning to South Bend. In 1995, my partner at the time, Doug Small (retired in 2023) and I established Foley & Small, now called Foley & Murphy. This was driven by a shared desire to advocate for those harmed by negligence.

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Reading and interpreting your police report is critical for your legal claim. Here is how reports are typically organized:

When you acquire a police report following an incident, you should consult with your personal injury attorney. This report serves as a vital document detailing the occurrence, which becomes crucial in establishing your claim.  An experienced attorney, particularly one with a background in traffic accident cases, is adept at interpreting the report to reinforce your case. They can identify and highlight evidence that corroborates your account of events and the injuries sustained. Having such legal expertise ensures that all relevant aspects of the police report are leveraged effectively in negotiations with insurance companies or in court proceedings.

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With years of experience working with insurance companies, I’ve gained a unique perspective that significantly benefits our clients who’ve suffered due to others’ carelessness. Our mission extends beyond seeking financial reparation; at Foley & Murphy, we aim to provide a caring, familial environment to our clients, supporting them through loss and recovery.

If you have a disagreement, you can contact the reporting agency and request a discussion with the responding officer. If you can speak with them, raise your concerns about the report and request a correction. Try to be honest, calm, and detailed. If the officer denies your request, you can write an addendum detailing your perspective and request that it be attached to the original report.

It’s important to note that there may be a fee associated with obtaining your report. Additionally, if your case is still open, the City Attorney may not release the report.

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In Indiana and Michigan, obtaining a police report is a straightforward process. However, procedures can vary slightly from one police department to another, so you should check with your local law enforcement for specific details.

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If you’re facing difficulties due to an injury or other losses, we invite you to reach out. Join our family at Foley & Murphy, and let’s work together towards your recovery.

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During law school, I secured a clerkship with Indiana Supreme Court Judge Norman Arterburn, which involved researching for what would become the Indiana Trial Rules. Post-clerkship, I joined Livingston, Dildine, Haynie and Yoder, shifting to litigation after Gil Haynie’s sudden passing. My legal practice grew to include family law, general litigation, and defense for health care providers, with notable clients like Ford Motor Company and major insurance firms. I’ve led successful defenses in multimillion-dollar cases, contributing to my accolades as a Best Attorneys in America and Super Lawyer for over two decades.

With this understanding of police reports and their structure, let’s take the extra step, and really understand each section.

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A police report is an official record written by police officers that describes an incident, crime, or in this case an accident. This detailed report opens investigations into the accident and allows the police to take proper action.

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