As a unit title owner, you own your apartment or unit outright and anything else listed in the record of title, such as garages, car parks and private outdoor areas. You also have an undivided share of the common property, such as lifts, lobby areas, driveways and shared gardens.

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Understanding the different kinds of home ownership in New Zealand can be confusing. Buying a unit title property, such as an apartment or townhouse, means you automatically become part of a body corporate, but what does this mean for you?

Thinking of buying a home? Use our mortgage calculator to work out your costs. Calculations are based on the interest rate(s) being constant for the term of the loan(s).

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You will usually pay an annual fee (a levy) to the body corporate, which will go towards budgeted body corporate expenses. The fee will include costs like insurance and management expenses (by an external contractor), contributing to a long-term maintenance fund (LTMF) and any services the body corporate arranges for its members (for example, rubbish collection and cleaning communal areas). Any body corporate costs that have not been included in the budget are also payable by the unit owners, usually by way of a special levy.

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Property is owned in many ways & can impact on your buyer rights. Learn about the types of property ownership including; freehold, leasehold, unit title & cross lease.

When buying a unit title property, it’s important that you have a clear understanding of what you’re committing to. Remember that you will be sharing common property and responsibilities with those around you.

Scott Howe is the Editorial Analyst for Commercial UAV News. He is a writer and editor with more than 35 years of experience working in fields such as higher education, healthcare, finance, and insurance. A native of Massachusetts, he currently lives in Portland, Maine.

Owning a unit title means there are different obligations to your standard house and land ownership. They are governed by the Unit Titles Act 2010(external link), which sets out the rights and responsibilities of a unit title owner, so that the group of units can be managed effectively.

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Police departments use a variety of different software to enhance the safety of its law enforcement, reduce response times, and improve public safety.

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Making an offer on a house is a big decision. Learn about sale and purchase agreements, different buying methods and multi-offers so you can make an informed decision.

The Ministry of Business, Innovation and Employment have a site called unittitles.govt.nz(external link), which covers everything you need to know about unit titles, including unit owners’ responsibilities, how body corporates work, money and maintenance and a short guide to unit titles.

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An article in Simple Flying explained that drones “have become a valuable asset for police departments, allowing them to perform tasks at a lower cost.” The piece reports that police departments in the US, along with law enforcement organizations in the UK, Germany, and South Korea, are using drones equipped with cameras and sensor to perform a range of tasks, including surveillance and investigations, at “a fraction of the cost per flight hour” than conventional methods.

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News reports from across the US and around the world point to an increase in the use of drones and related systems in public safety and law enforcement. In large cities and small towns alike, uncrewed systems are being put to work in countless ways that make citizens safer and supply more and better tools for law enforcement officials.

However, while many inside and outside of law enforcement are eager to integrate uncrewed technology in policing, others have expressed concern that the vehicles may compromise privacy and civil liberties. For example, a recent report from the American Civil Liberties Union (ACLU) stated police “programs are beginning to proliferate with little oversight or accountability.” The group went on to say, “It’s important that we don’t sleepwalk into a world of widespread aerial surveillance, that communities think very carefully about whether they want drone surveillance, and, if they decide to permit some operations, put in place guardrails that will prevent those operations from expanding.”

Body corporates handle the management and maintenance of the building and property. Most day-to-day decisions of the body corporate can be made by a body corporate committee or with the agreement of 50% or more of the unit owners. Some decisions will require the agreement of 75% or more of the unit owners. The body corporate must hold an AGM (annual general meeting) at least once a year to discuss issues and vote on them.

Unit title ownership, also known as a ‘strata title’ or ‘stratum estate’, is most common in a building where there are multiple owners, like townhouses, units or apartments.

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Once you find an agent they will get you to sign an agreement, a legally binding contract between you & your real estate agent. Learn more about agent agreements.

When buying a unit title, the seller must give you the following information about the unit and the body corporate before you buy:

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As with any property purchase, it’s wise to seek legal advice. Your lawyer or conveyancer can help you understand the body corporate rules, your obligations and what you can and can’t do with your apartment or townhouse.

Going to an open home? Learn how to identify problems and potential issues with a property at an open home before you are too far into the purchase process.

When buying any property, it’s important that you do your homework. Here are some questions you may wish to ask when buying a unit title:

Chatting with other owners of units, apartments or townhouses can be beneficial. Not only will they be able to give you their opinion on what it’s like to live at the property, but they will also be able to give you an owner’s perspective on how the body corporate functions – if it has been working well, if any works are outstanding or if there are matters that have not been logged in the body corporate meeting minutes.

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When you buy a unit title, you automatically become a member of the body corporate, which is made up of all the unit owners acting as a group.