Focal length - what is focal length of a lens
You can photograph unmoving objects like rocks, shells, and plants more easily with a shorter focal length, while moving subjects or living creatures are easier to capture with longer focal lengths.
There is no legal and technical verification involved if you apply for a home loan from the bank that has tie-ups with the developer. This considerably saves time and as well as fees applicable on the legal and technical verification and saves time in the home loan process.
The processing fee, however, is around 0.30-0.25% of the total home loan amount. The home loan processing fees keep changing depending on the various parameters set by the bank.
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Classic architecture images of interiors and large building are often taken with an ultrawide angle lens, usually in the 14-21mm range. The wide angle allows you to capture more of the subject in tight environments. The demagnification can also make an area appear more spacious. It’s important to keep the lens/camera system level so straight lines are not distorted.
The legal verification of the property for the home loan is done in two stages. In the first stage, the property-related search and the verification of the property-related documents are checked.
Keep in mind that photos taken at short focal lengths will often experience distortion, particularly around the edges. It’s important to take care if you want to maintain straight lines.
The home loan verification process is done in two stages. Both of the stages involve detailed inspection and report making.
Nikon’s crop sensor cameras have a 1.5x magnification, so that same 100mm lens will be the equivalent of 150mm. Some cameras have even smaller sensors, so the magnification will be larger. It’s important to know if your camera has a magnification factor so you can predict focal length adjustments accordingly.
Before understanding what is legal and Technical Verification in Home Loan processing, let’s first see at what stage during the home loan processing you need to face the home loan verification.
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How much of the scene a lens shows to the camera sensor. Shorter lens focal lengths have wide angles of view, while long focal lengths have narrower angles of view. Mid-length, around 50mm, have a similar angle of view to the human eye.
For example, if the total cost of the flat you are buying is 50 Lakh and if the LTV ratio of the bank is 80% then the total home loan amount sanctions will be Rs. 40 Lakh.
This allows photographers to keep distance between themselves and their subjects. As a result, these focal lengths are ideal for situations where you may want to remain unobtrusive, such as sports, wildlife, or wedding photography.
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Short focal length lenses are used in architectural, documentary, and landscape photography because they have a wide angle of view. These wide-angle lenses make subjects appear smaller, which requires photographers to stand closer to fill the frame. Short focal lengths are suitable for environmental portraiture, large groups, and small spaces.
Because cameras feature a variety of sensor sizes, not all models will tell you the true focal length of a lens. Lens focal length is based on a 35mm sensor size, based on 35mm film. Most full frame camera sensors are the equivalent of 35mm, so a 100mm lens will actually have a 100mm focal length.
Keep in mind that photos taken at short focal lengths will often experience distortion, particularly around the edges. It’s important to take care if you want to maintain straight lines.
For portrait photography, you want to choose a focal length that will be flattering to the subject. Try to avoid wide angle lenses, especially if the person is close to the camera or positioned off center as this can exaggerate features. For a head and upper body composition, 50mm is great. If getting a tighter view of the head and shoulders, try 85-90mm. For a pure headshot, then 135-200mm is recommended.
However, if the market value calculated during the legal and the technical verification is to be 45 Lakh then subsequently the 80% LTV will be applicable on this amount which will be lesser.
The distance between the photographer and the subject, objects will appear smaller in images taken with short focal length lenses, and larger in those with longer focal lengths.
The technical verification of the property involves the physical inspection of the property to calculate the actual market value.
Once you understand the practical nature of how focal length functions in photography, you’ll be better prepared to choose the proper focal length for your next shoot. Are you looking for a new lens for your camera? Or maybe you want to revamp your setup entirely with a new camera? At Adorama, we have everything you need to get started, with great products from Nikon, Canon, Sony, Fujifilm, Olympus, Panasonic, and other fantastic brands.
It’s important for photographers to know the practical effects that focal length has on image-making. The focal length of the lens impacts three key areas:
For street photography, 35mm and 50mm are the most popular. The 50mm allows for a more intimate composition, while 35mm will include more of the surrounding to establish context. Some have also recommended 28 or 24mm to provide an even larger field of view to give a better sense of the environment. Often with such wide focal lengths, you’ll want to be closer to the subject.
50mm (or the nifty fifty) is generally considered the focal length that most closely approximates the human field of view. Focal lengths closer to 50mm are flexible and used for almost every genre of photography, aside from niche genres that require specialized lenses.
Lenses have a large range of focal lengths from extremely short like 8mm, to extremely long like 600mm and beyond. The best focal length for a photograph varies based on the subject matter and situation. Fortunately, with a DSLR, mirrorless, or other interchangeable lens camera, you can choose the right focal length every time you shoot.
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The Legal and Technical Verification is crucial for banks as well as for the applicants. For banks, it gives the assurance that the home loan application is authentic and there is no mischief involved.
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After this, the property technical verification report is then sent to the bank to take the call on the home loan approval.
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Short focal length lenses are used in architectural, documentary, and landscape photography because they have a wide angle of view. These wide-angle lenses make subjects appear smaller, which requires photographers to stand closer to fill the frame. Short focal lengths are suitable for environmental portraiture, large groups, and small spaces.
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The fees for legal and technical verification vary from bank to bank. Generally, the fees for the legal verification is Rs 4000-5000 whereas the Technical verification Charges for Home Loan = Rs 3000- 5000
The technical verification of the property is conducted by the third-party chartered engineer and government-registered valuer.
The equation is N=ƒ/D, where N is the f‑number, ƒ the lens focal length, and D is the entrance pupil diameter. For example, a lens with a 50 mm focal length ...
Example Lenses: Full-format approx. 70 – 200mm / Crop sensor approx. 55 – 200mm; Full-frame approx. 300 – 600mm / Crop sensor approx. 200 – 600mm
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This allows photographers to keep distance between themselves and their subjects. As a result, these focal lengths are ideal for situations where you may want to remain unobtrusive, such as sports, wildlife, or wedding photography.
Once the bank officials duly check the application details create the profile and understand the requirement in the personal discussion, then the process for the legal and technical verification of the property begins.
The legal verification of the property involves checking the property-related documents, property litigations, and previous transactions on the property.
When you are buying a new property from the developer, Sales Agreement, Non-Agricultural Order, Copy of 7/12 Extract, Occupancy Certificate, Commencement Certificate, RERA Registration, and Copy of Approved Plans, etc are checked.
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Some lenses have a variable focal length (like 18-55mm or 70-200mm) and are called zoom lenses, while others have a fixed focal length (like 50mm or 100mm) and are referred to as prime lenses. The choice between a zoom lens and prime lens is often based on preference and subject matter.
Generally, the developers have tie-ups with the banks. If you apply for the home loan listed by the developer, the entire home loan verification process becomes simplified.
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For travel photography, using a zoom lens is convenient because you can achieve a variety of focal lengths with the same lens, allowing you to you carry less equipment. Some photographers prefer prime lenses because they often feature higher quality glass and wider apertures. Ultimately, the decision comes down to personal preference.
Focal length is the distance measured in millimeters, between the optical center of the lens and the camera sensor, where the light information is recorded. When light enters the front of a lens, the elements inside the housing bend and shape it so it converges into a single point of focus, known as the “optical center.” It is important to note that this measurement is determined with the camera focused on infinity and that lenses are named by their focal length which can be found on the barrel of the lens.
50mm is generally considered the focal length that most closely approximates the human field of view. Focal lengths closer to 50mm are flexible and used for almost every genre of photography, aside from niche genres that require specialized lenses.
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Great landscapes can be made with any focal length, depending on the composition and feel you’re after. “Classic” landscapes with well-defined foreground, midground, and background elements are usually shot with an ultrawide or wide-angle lens (16-24mm range). For the “compressed” look where far away objects appear close to each other, a telephoto range (200-400mm) may be used.
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After the detailed technical verification of the property, the valuer sends the report to the bank to take the further call on the home loan approval.
Most will agree that wildlife and sports are best shot with a long telephoto lens, typically greater than 400mm, depending on the animal and event. In fact, one of the golden rules in bird photography is, “No matter how long your lens is, it’s never long enough.”
If we consider the entire home loan process, the verification comes after making the home loan application and subsequent profile making followed by personal discussion.
Banks conduct the legal verification of the property through third-party chartered engineers who are authorized, government valuers.
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While the lens controls the angle of view, the field of view in a photograph depends on interaction between the focal length and the camera sensor. Full frame camera sensors capture the full angle of view that the focal length can deliver, but crop sensors can’t capture all the data adequately. So, depending on the crop factor of the sensor, a 35mm focal length could look more like 50mm.
Focal length is often a photographer’s first consideration when deciding what lens to use to capture a given scene or subject. But what is focal length? And how do photographers use it to create compelling images?
Focal lengths from 70mm to 85mm and above are generally considered longer focal lengths, and they’re often referred to as “telephoto lenses.” Whether you use zoom lenses or prime lenses, you can expect to see compression of distance and less distortion in longer focal lengths.
A macro lens, used for close-up photography of small subjects like flowers and insects, lets the photographer get physically close to the subject and show it as larger than life within the frame. Macro lenses can have a focal length ranging from 60mm to 200mm. The best focal length is the one that lets you maintain an appropriate distance from the subject.
Then in the next stage, the title report is generated. In this report, all the legal and property verifications are mentioned.
In a crop sensor camera, the sensor is smaller and will magnify the image accordingly. Canon’s crop sensor will effectively magnify the image by 1.6x. That means a photograph taken with a 100mm lens will be the equivalent of a 160mm (or 1.6 times the focal length).
On the other hand, the home loan verification is decisive in the approval of the home loan. Because the loan is approved based on the market value determined in the Legal and Technical Verification.
Is the distance between subjects in a scene. Longer focal lengths compress the distance, making it appear as if the foreground, middle, and background are closer together.Shorter focal lengths increase the appearance of distance between planes.
Focal lengths from 70mm to 85mm and above are generally considered longer focal lengths, and they’re often referred to as “telephoto lenses.” Whether you use zoom lenses or prime lenses, you can expect to see compression of distance and less distortion in longer focal lengths.