Social Security Administration has an online calculator that allows members who are eligible for a pension from LASERS and the SSA to calculate the windfall elimination provision (WEP), which can reduce Social Security retirement benefits for most retirees who collect pensions from jobs not covered by Social Security.

Any member who joined LASERS on or after July 1, 2015, shall be eligible to retire if he/she has:

LSU’s employer contribution rate is determined each year by the state. Retirement benefits are based on your years of service and high average salary (see Retirement Benefit Calculation section below).

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Members who joined LASERS on or after July 1, 2006, will contribute 8% of earned compensation (base pay) as defined by LASERS.

[Years of Service] x [Accrual Rate %] x [60-month High Average Salary] = Annual Retirement Benefit

Any Hazardous Duty personnel who joined LASERS on or after January 1, 2011 or the Hazardous Duty personnel employed before January 1, 2011 who made the affirmative choice to join the HAZ PLAN, shall be eligible for retirement if he/she has:

Any member who joined LASERS on or before June 30, 2006, shall be eligible to retire if he/she has:

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Stage Clips are used when there is no mechanical stage. The viewer is required to move the slide manually to view different sections of the specimen.

A high power or compound microscope achieves higher levels of magnification than a stereo or low power microscope. It is used to view smaller specimens such as cell structures which cannot be seen at lower levels of magnification. Essentially, a compound microscope consists of structural and optical components. However, within these two basic systems, there are some essential components that every microscopist should know and understand. These key microscope parts are illustrated and explained below.

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Objective Lenses are the primary optical lenses on a microscope. They range from 4x-100x and typically, include, three, four or five on lens on most microscopes. Objectives can be forward or rear-facing.

Eligible employees are automatically enrolled into LASERS at the time of employment and will begin retirement contributions with their first paycheck.

Participation in LASERS is optional only for Classified employees who are 60 years of age or greater at the time of employment, OR for employees who are 55 years of age or greater at the time of employment and who have credit for at least 40 quarters in the Social Security System. These employees have the option to participate in the Louisiana Deferred Compensation Plan (DCCL) or Social Security in lieu of LASERS.

A member who joined LASERS on or before June 30, 2006, will have his/her retirement benefit calculated as follows:

Illuminator is the light source for a microscope, typically located in the base of the microscope. Most light microscopes use low voltage, halogen bulbs with continuous variable lighting control located within the base.

The links below provide basic information regarding the benefits of your LASERS retirement plan.  The links below include information regarding your LASERS benefits upon leaving LSU, diagnosed with a disabling condition, and the provisions that govern death and survivor benefits.

Coarse and Fine Focus knobs are used to focus the microscope. Increasingly, they are coaxial knobs - that is to say they are built on the same axis with the fine focus knob on the outside. Coaxial focus knobs are more convenient since the viewer does not have to grope for a different knob.

All years must be worked as a member of the HAZ PLAN, unless you transferred your prior service into the HAZ PLAN.

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*Employees who became members before July 1, 1986, will be entitled to $300 per year in supplemental benefits upon retirement.

Condenser is used to collect and focus the light from the illuminator on to the specimen. It is located under the stage often in conjunction with an iris diaphragm.

You are eligible to apply for Disability retirement if you are a Regular Member, are unable to perform your work duties, and you meet both of the following criteria:

Refund/Rollover:You can apply for a refund of your employee contributions by submitting your LASERS Refund Form directly to LASERS at the address or fax number listed on the form. Forms should not be returned to LSU.

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If you are a Regular Member eligible for Regular retirement, including the 20 years at any age actuarially reduced retirement, you cannot apply for Disability bene­fits.

Participation in LASERS is mandatory for all classified, civil service employees appointed for greater than 50% of full-time effort (more than 20 hours per week) and for duration more than 2 years (except those excluded by law).

If you are vested in LASERS (5 years of participation), please contact LASERS directly at (225)922-0600 to discuss possible retirement options.

Iris Diaphragm controls the amount of light reaching the specimen. It is located above the condenser and below the stage. Most high quality microscopes include an Abbe condenser with an iris diaphragm. Combined, they control both the focus and quantity of light applied to the specimen.

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Employees considering retirement or Deferred Retirement Option Plan (DROP) should contact LASERS at 1-800-256-3000 to schedule an appointment to discuss benefit options and receive a benefit estimate. After making the final decision to retire, employees should schedule an appointment with LSU HRM at benefits@lsu.edu to fill out important documents related to their decision. Retirement and DROP applications can be submitted as early as six months ahead of the effective date of retirement/DROP.

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If you are a member of the HAZ PLAN, and do not meet the eligibility requirements described above, you may retire with five years of service credit at age 60. If you retire under this option, your benefit will be calculated at 2.5 percent of your average compensation and will be paid in accordance with the LASERS regular plan options. The retirement benefit and survivor benefit provisions of the HAZ PLAN will not apply if you retire under this option.

Any member who joined LASERS between July 1, 2006 and June 30, 2015, shall be eligible for retirement if he/she has:

There are options available to you if you leave state service before you are eligible to retire – you may qualify for a monthly benefit upon reaching minimum retirement age, transfer/rollover service to another qualified plan, or refund your employee contributions. Deferred Retirement Qualifications:

Eyepiece Tube holds the eyepieces in place above the objective lens. Binocular microscope heads typically incorporate a diopter adjustment ring that allows for the possible inconsistencies of our eyesight in one or both eyes. The monocular (single eye usage) microscope does not need a diopter. Binocular microscopes also swivel (Interpupillary Adjustment) to allow for different distances between the eyes of different individuals.

Louisiana State Employees’ Retirement System (LASERS) offers a defined benefit, or guaranteed lifetime monthly benefit, to its retirees which is calculated based on a formula. LASERS also offers disability and survivor benefits once vesting has been met.

A member who joined LASERS on or after July 1, 2006, will have his/her retirement benefit calculated as follows:

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Transfer of Service Credit:Your retirement system service credit may be transferred to another Louisiana State or statewide retirement system.

Under HAZ PLAN retirement, you will not select a retirement option as your benefits are directed by statute.

Members who joined LASERS on or before June 30, 2006, will contribute 7.5% of earned compensation (base pay) as defined by LASERS.

[Years of Service] x [Accrual Rate %] x [36-month High Average Salary] = Annual Retirement Benefit

* Retirement eligibility is determined by the date you joined LASERS. Refer to the minimum eligibility requirements below to find out when you can retire or enter the Deferred Retirement Option Plan (DROP).

Stage is where the specimen to be viewed is placed. A mechanical stage is used when working at higher magnifications where delicate movements of the specimen slide are required.

Nosepiece houses the objectives. The objectives are exposed and are mounted on a rotating turret so that different objectives can be conveniently selected. Standard objectives include 4x, 10x, 40x and 100x although different power objectives are available.

Eyepiece or Ocular is what you look through at the top of the microscope. Typically, standard eyepieces have a magnifying power of 10x. Optional eyepieces of varying powers are available, typically from 5x-30x.

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